The victims of September 11 Lists include those confirmed dead, reported dead and reported missing.   What these designations mean Victims from New England are highlighted in yellow.

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Confirmed dead

Name Age Home Job Employer Daphne F. Elder 36 Newark, N.J. business analyst Marsh & McLennan Cos. Inc. Michael J. Elferis 27 College Point, N.Y. firefighter New York Fire Department Mark J. Ellis 26 South Huntington, N.Y. police officer, transit district 4 New York Police Department Valerie Silver Ellis 46 New York, N.Y. equities trader Cantor Fitzgerald Albert Alfy William Elmarry 30 North Brunswick, N.J. computer technician Cantor Fitzgerald Edgar H. Emery Jr. 45 Clifton, N.J.   Fiduciary Trust International Doris Suk-Yuen Eng 30 New York, N.Y. club manager Windows on the World Christopher S. Epps 29 New York, N.Y. accountant Marsh & McLennan Cos. Inc. Ulf Ramm Ericson 79 Greenwich, Conn. civil engineer Washington Group International Erwin L. Erker 41 Farmingdale, N.Y. vice president Marsh & McLennan Cos. Inc. William J. Erwin 30 Verona, N.J. broker Cantor Fitzgerald Sarah (Ali) Escarcega 35 New York, N.Y. freelance marketing consultant Risk Waters Group Jose Espinal 31 Fanny M. Espinoza 29 Teaneck, N.J. compliance officer Cantor Fitzgerald Brigette Ann Esposito 34 New York, N.Y. consultant Marsh & McLennan Cos. Inc. Francis Esposito 32 New York, N.Y. firefighter New York Fire Department Lt. Michael Esposito 41 New York, N.Y. firefighter New York Fire Department William Esposito 51 Bellmore, N.Y. partner Cantor Fitzgerald Ruben Esquilin Jr. 35 New York, N.Y. maintenance employee Fiduciary Trust International Sadie Ette 36 New York, N.Y. accountant Windows on the World Barbara G. Etzold 43 Jersey City, N.J. receptionist Fred Alger Management Eric Brian Evans 31 Weehawken, N.J. insurance manager Aon Corp. Robert Edward Evans 36 Franklin Square, N.Y. firefighter New York Fire Department Meredith Emily June Ewart 29 Hoboken, N.J.   Aon Corp. Catherine K. Fagan 58 New York, N.Y. assistant vice president Marsh & McLennan Patricia M. Fagan 55 Toms River, N.J. insurance adjuster Aon Corp. Keith G. Fairben 24 Floral Park, N.Y. paramedic New York Presbyterian Hospital William Fallon 38 Coram, N.Y. trading system support manager Cantor Fitzgerald William F. Fallon Jr. 53 Rocky Hill, N.J. general manager of strategic analysis and industry relations Port Authority of New York and New Jersey Anthony J. Fallone Jr. 39 New York, N.Y. bond broker Cantor Fitzgerald Dolores B. Fanelli 38 Farmingville, N.Y.   Marsh & McLennan Cos. Inc. John Joseph Fanning 54 West Hempstead, N.Y. battalion commander New York Fire Department Kathleen (Kit) Faragher 33 Denver, Colo. systems consultant Janus Capital Corp. Capt. Thomas Farino 37 Bohemia, N.Y. firefighter New York Fire Department Nancy Carole Farley 45 Jersey City, N.J. claims negotiator Reinsurance Solutions Inc. Elizabeth Ann (Betty) Farmer 62 New York, N.Y. executive assistant contractor Cantor Fitzgerald Douglas Farnum 33 New York, N.Y. software specialist Marsh & McLennan Cos. Inc. John G. Farrell 32 New York, N.Y. vice president and partner, government securities Cantor Fitzgerald John W. Farrell 41 Basking Ridge, N.J. trader Sandler O'Neill & Partners Terrence Patrick Farrell 45 Huntington, N.Y. firefighter New York Fire Department Capt. Joseph Farrelly 47 New York, N.Y. firefighter New York Fire Department Thomas P. Farrelly 54 East Northport, N.Y. computer programmer Accenture Syed Abdul Fatha 54 Newark, N.J. customer service associate Pitney Bowes Christopher Faughnan 37 South Orange, N.J. bond trader Cantor Fitzgerald Wendy R. Faulkner 47 Mason, Ohio vice president Aon Corp. Shannon M. Fava 30 New York, N.Y. assistant broker Cantor Fitzgerald Bernard D. Favuzza 52 Suffern, N.Y. broker Cantor Fitzgerald Robert Fazio Jr. 41 Freeport, N.Y.   New York Police Department Ronald C. Fazio 57 Closter, N.J. accountant Aon Corp. William Feehan 72 New York, N.Y. first deputy commissioner New York Fire Department Francis J. (Frank) Feely 41 Middletown, N.Y. vice president Marsh & McLennan Cos. Inc. Garth E. Feeney 28 New York, N.Y. corporate development director Data Synapse Sean B. Fegan 34 New York, N.Y. broker Fred Alger Management Lee S. Fehling 28 Wantagh, N.Y. firefighter New York Fire Department Peter Feidelberg 34 Hoboken, N.J.   Aon Corp. Alan D. Feinberg 48 New York, N.Y. firefighter New York Fire Department Rosa Maria Feliciano 30 New York, N.Y.   Marsh & McLennan Cos. Inc. Edward T. Fergus Jr. 40 Wilton, Conn.   Cantor Fitzgerald George Ferguson 54 Teaneck, N.J. Henry Fernandez 23 New York, N.Y. pastry maker Windows on the World Judy H. Fernandez 27 Parlin, N.J. benefits specialist Cantor Fitzgerald Elisa Giselle Ferraina 27 London, England senior conferences sponsorship coordinator Risk Waters Group Anne Marie Sallerin Ferreira 29 Jersey City, N.J. broker Cantor Fitzgerald Robert John Ferris 63 Garden City, N.Y.   Aon Corp. David Francis Ferrugio 46 Middletown, N.J.   Cantor Fitzgerald Louis V. Fersini Jr. 38 Basking Ridge, N.J. bond trader Cantor Fitzgerald Michael David Ferugio 37 New York, N.Y. insurance broker Aon Corp. Bradley James Fetchet 24 New York, N.Y. equity trader Keefe, Bruyette & Woods Jennifer Louise Fialko 29 Teaneck, N.J. client services Aon Corp. Kristen Fiedel 27 New York, N.Y.   Marsh & McLennan Cos. Inc. Samuel Fields 36 New York, N.Y. security officer Summit Security Services Michael Bradley Finnegan 37 Basking Ridge, N.J. currency broker Cantor Fitzgerald Timothy J. Finnerty 33 Glen Rock, N.J. broker Cantor Fitzgerald Michael Curtis Fiore 46 New York, N.Y. firefighter New York Fire Department Stephen J. Fiorelli 43 Aberdeen, N.J. civil engineer Port Authority of New York and New Jersey Paul M. Fiori 31 Yorktown Heights, N.Y. trade support clerk Cantor Fitzgerald John Fiorito 40 Stamford, Conn. broker Cantor Fitzgerald Lt. John R. Fischer 46 New York, N.Y. firefighter New York Fire Department Andrew Fisher 42 New York, N.Y. director of internet sales Imagine Software Inc. Bennett Lawson Fisher 58 Stamford, Conn. senior vice president Fiduciary Trust International John Roger Fisher 46 Bayonne, N.J. security consultant NanoTek Thomas J. Fisher 36 Union, N.J. vice president for operations Fiduciary Trust International Lucy Fishman 37 New York, N.Y. executive secretary Aon Corp. Ryan D. Fitzgerald 26 New York, N.Y. foreign currency trader Fiduciary Trust International Thomas Fitzpatrick James 35 Tuckahoe, N.Y. bond salesman financial adviser Sandler O'Neill & Partners Richard P. Fitzsimons 57 Lynbrook, N.Y. fire safety director OCS Security Salvatore A. Fiumefreddo 47 Manalapan, N.J. phone technician IPC Kleinknect Electric Co. Christina Donovan Flannery 26 New York, N.Y. sales associate Sandler O'Neill & Partners Eileen Flecha 33 New York, N.Y. junior trader Fiduciary Trust International Andre G. Fletcher 37 North Babylon, N.Y. firefighter New York Fire Department Carl Flickinger 38 Conyers, N.Y. bond broker Cantor Fitzgerald John Joseph Florio 33 Oceanside, N.Y. firefighter New York Fire Department Joseph W. Flounders 46 East Stroudsburg, Pa. money market broker Euro Brokers Inc. David Fodor 38 Garrison, N.Y. accountant and volunteer fire marshal Fiduciary Trust International Lt. Michael N. Fodor 53 Warwick, N.Y. firefighter New York Fire Department Steven Mark Fogel 40 Westfield, N.Y. vice president, assistant general counsel Cantor Fitzgerald Thomas Foley 32 West Nyack, N.Y. firefighter New York Fire Department David Fontana 37 New York, N.Y. firefighter New York Fire Department Chih Min (Dennis) Foo 40 Holmdel, N.J. Del Rose Forbes-Cheatham 48 New York, N.Y. accountant Cantor Fitzgerald Godwin Forde 39 New York, N.Y. security guard Merrill Lynch Donald A. Foreman 53 New York, N.Y. police officer Port Authority of New York and New Jersey Christopher Hugh Forsythe 44 Basking Ridge, N.J. foreign exchange money broker Cantor Fitzgerald Claudia Alicia Martinez Foster 26 New York, N.Y. broker assistant Cantor Fitzgerald Noel J. Foster 40 Bridgewater, N.J. vice president and producing broker Aon Corp. Ana Fosteris 58 Coram, N.Y. Robert J. Foti 42 Albertson, N.Y. firefighter New York Fire Department Jeffrey L. Fox 40 Cranbury, N.J. chief financial officer Keefe, Bruyette & Woods Virginia Fox 58 New York, N.Y.   Marsh & McLennan Cos. Inc. Pauline Francis 57 New York, N.Y. food service handler Forte Food Service Virgin (Lucy) Francis 62 New York, N.Y. housekeeping staff Windows on the World Gary J. Frank 35 South Amboy, N.J. director of document control Aon Corp. Morton Frank 31 New York, N.Y. institutional sales desk Cantor Fitzgerald Peter Christopher Frank 29 New York, N.Y. financial analyst Fred Alger Management Richard K. Fraser 32 New York, N.Y.   Aon Corp. Kevin Joseph Frawley 34 Bronxville, N.Y. trader Euro Brokers Inc. Clyde Frazier Jr. 41 New York, N.Y. tax investigator New York State Department of Taxation and Finance Lillian I. Frederick 46 Teaneck, N.J.   Aon Corp. Andrew Fredericks 40 Suffern, N.Y. firefighter New York Fire Department Jamitha Freemen 35 New York, N.Y.   Aon Corp. Brett O. Freiman 29 Roslyn, N.Y. Lt. Peter L. Freund 45 Westtown, N.Y. firefighter New York Fire Department Arlene E. Fried 49 Roslyn Heights, N.Y. vice president and assistant general counsel Cantor Fitzgerald Alan Wayne Friedlander 52 Yorktown Heights, N.Y.   Aon Corp. Andrew K. Friedman 44 Woodbury, N.Y. vice president for institutional equities Carr Futures Gregg J. Froehner 46 Chester, N.J. police officer Port Authority of New York and New Jersey Peter Christian Fry 36 Wilton, Conn. vice president of international money markets Euro Brokers Inc. Clement Fumando 59 New York, N.Y. foreign exchange operations manager Cantor Fitzgerald Steven Elliot Furman 40 Wesley Hills, N.Y. electricity options broker Cantor Fitzgerald Fredric Gabler 30 New York, N.Y. institutional equities trader Cantor Fitzgerald Richard S. Gabrielle 50 West Haven, Conn. insurance broker Aon Corp. James Andrew Gadiel 23 New York, N.Y. assistant trader Cantor Fitzgerald Pamela Gaff 51 Robinsville, N.J.   Aon Corp. Ervin Vincent Gailliard 42 New York, N.Y. security officer Summit Security Services Deanna L. Galante 32 New York, N.Y. personal assistant for eSpeed Cantor Fitzgerald Grace Galante 29 New York, N.Y. broker assistant Cantor Fitzgerald Anthony Edward Gallagher 41 New York, N.Y. energy broker Cantor Fitzgerald Daniel James Gallagher 23 Red Bank, N.J. trade support clerk Cantor Fitzgerald John Patrick Gallagher 31 Yonkers, N.Y. electricity trader Cantor Fitzgerald Cono E. Gallo 30 New York, N.Y. commodities broker Carr Futures Vincenzo Gallucci 36 Monroe, N.J. senior vice president Marsh & McLennan Cos. Inc. Thomas Edward Galvin 32 New York, N.Y. senior vice president and corporate bond broker Cantor Fitzgerald Giovanna (Genni) Gambale 27 New York, N.Y. vice president in communications and media events Cantor Fitzgerald Thomas Gambino Jr. 48 Babylon, N.Y. firefighter New York Fire Department Giann F. Gamboa 26 New York, N.Y. manager Top of the World Cafe Peter J. Ganci Jr. 55 North Massapequa, N.Y. chief of department New York Fire Department Claude Michael Gann 41 Roswell, Ga. sales executive Algorithmics Lt. Charles William Garbarini 44 Pleasantville, N.Y. firefighter New York Fire Department Cesar Garcia 36 New York, N.Y. information technology Marsh & McLennan Cos. Inc. David Garcia 40 Freeport, N.Y. consultant Marsh & McLennan Cos. Inc. Jorge Luis Morron Garcia 38 New York, N.Y. security officer Summit Security Services Juan Garcia 50 New York, N.Y. food service handler Forte Food Service Marlyn C. Garcia 21 New York, N.Y.   Marsh & McLennan Cos. Inc. Christopher Gardner 36 Darien, Conn. global risk services Aon Corp. Douglas B. Gardner 39 New York, N.Y. vice chairman of eSpeed Cantor Fitzgerald Harvey J. Gardner III 35 Lakewood, N.J. call records management supervisor General Telecom Jeffrey B. Gardner 36 Hoboken, N.J. environmental insurance broker Marsh & McLennan Cos. Inc. Thomas A. Gardner 39 Oceanside, N.Y. firefighter New York Fire Department William Arthur Gardner 45 Lynbrook, N.Y. systems analyst, eSpeed Cantor Fitzgerald Francesco Garfi 29 New York, N.Y. trader Cantor Fitzgerald Rocco Gargano 28 Bayside, N.Y. trade support clerk Cantor Fitzgerald James M. Gartenberg 36 New York, N.Y. associate director Julien J. Studley Inc. Matthew David Garvey 37 firefighter   New York Fire Department Bruce Gary 51 Bellmore, N.Y. firefighter New York Fire Department Boyd A. Gatton 38 Jersey City, N.J. operations officer Fiduciary Trust International Donald Richard Gavagan Jr. 35 New York, N.Y. bond broker Cantor Fitzgerald Terence D. Gazzani 24 New York, N.Y. worked on repo desk Cantor Fitzgerald Gary Geidel 44 New York, N.Y. firefighter New York Fire Department Paul Hamilton Geier 36 Farmingdale, N.Y. broker Cantor Fitzgerald Julie M. Geis 44 Lees Summit, Mo. senior vice president Aon Corp. Peter Gelinas 34 New York, N.Y. partner Cantor Fitzgerald Steven Paul Geller 52 New York, N.Y. institutional trader Cantor Fitzgerald Howard G. Gelling Jr. 28 New York, N.Y. managing director Sandler O'Neill & Partners Peter Victor Genco 36 Rockville Centre, N.Y. bond trader Cantor Fitzgerald Steven Gregory Genovese 37 Basking Ridge, N.J. trader Cantor Fitzgerald Alayne F. Gentul 44 Mountain Lakes, N.J. director of human resources Fiduciary Trust International Suzanne Geraty 30 New York, N.Y. system support worker Cantor Fitzgerald Ralph Gerhardt 33 New York, N.Y. vice president Cantor Fitzgerald Robert J. Gerlich 56 Monroe, Conn. accountant and consultant Reinsurance Solutions Inc. Denis P. Germain 33 Tuxedo Park, N.Y. firefighter New York Fire Department Marina R. Gertsberg 25 New York, N.Y. junior manager Cantor Fitzgerald Susan M. Getzendanner 57 New York, N.Y. vice president Fiduciary Trust International James Gerard Geyer 41 Rockville Centre, N.Y. bond broker Cantor Fitzgerald Joseph M. Giaccone 43 Monroe, N.J. head of telecommunications, eSpeed Cantor Fitzgerald Lt. Vincent Francis Giammona 40 Valley Stream, N.Y. firefighter New York Fire Department Debra L. Gibbon 43 Hackettstown, N.J. senior vice president Aon Corp. James A. Giberson 43 New York, N.Y. firefighter New York Fire Department Craig Neil Gibson 37 New York, N.Y. reinsurance broker Marsh & McLennan Cos. Inc. Ronnie Gies 43 Merrick, N.Y. firefighter New York Fire Department Laura A. Giglio 35 Oceanside, N.Y. executive assistant Alliance Consulting Andrew Clive Gilbert 39 Califon, N.J.   Cantor Fitzgerald Timothy Paul Gilbert 35 Lebanon, N.J.   Cantor Fitzgerald Paul Stuart Gilbey 39 Chatham, N.J. broker Euro Brokers Inc. Paul John Gill 34 New York, N.Y. firefighter New York Fire Department Mark Y. Gilles 33 New York, N.Y. Evan H. Gillette 40 New York, N.Y. vice president Sandler O'Neill & Partners Ronald Gilligan 43 Norwalk, Conn. database administrator Cantor Fitzgerald Sgt. Rodney C. Gillis 34 New York, N.Y. police officer, emergency services unit New York Police Department Laura Gilly 32 New York, N.Y. technical support Cantor Fitzgerald Lt. John F. Ginley 37 Warwick, N.Y. firefighter New York Fire Department Donna Marie Giordano 44 Parlin, N.J. broker Aon Corp. Jeffrey Giordano 46 New York, N.Y. firefighter New York Fire Department John Giordano 46 Newburgh, N.Y. firefighter New York Fire Department Steven A. Giorgetti 43 Manhasset, N.Y. senior vice president Marsh & McLennan Cos. Inc. Martin Giovinazzo 34 New York, N.Y. maintenance worker Marsh & McLennan Cos. Inc. Kum-Kum Girolamo 41 New York, N.Y.   Aon Corp. Salvatore Gitto 44 Manalapan, N.J. senior vice president/senior consultant Marsh & McLennan Cos. Inc. Cynthia Giugliano 46 Nesconset, N.Y. chief technical specialist Empire Blue Cross/Blue Shield Mon Gjonbalaj 65 New York, N.Y. janitorial, porter ABM Industries Dianne Gladstone 55 New York, N.Y. section head New York State Department of Taxation and Finance Keith Alexander Glascoe 38 New York, N.Y. firefighter New York Fire Department Thomas I. Glasser 40 Summit, N.J. partner Sandler O'Neill & Partners Harry Glenn 38 Piscataway, N.J. assistant vice president, global technology Marsh & McLennan Cos. Inc. Barry H. Glick 55 Wayne, N.J. risk manager Port Authority of New York and New Jersey Steven Lawrence Glick 42 Greenwich, Conn. financial consultant Credit Suisse First Boston John T. Gnazzo 32 New York, N.Y. vice president of operations Cantor Fitzgerald William (Bill) Robert Godshalk 35 New York, N.Y. vice president, institutional equity sales Keefe, Bruyette & Woods Michael Gogliormella 43 New Providence, N.J. quality assurance technician Cantor Fitzgerald Brian Fredric Goldberg 26 Union, N.J.   Fiduciary Trust International Jeffrey Grant Goldflam 48 Melville, N.Y. senior vice president, chief financial officer Cantor Fitzgerald Michelle Herman Goldstein 31 New York, N.Y. brokerage services Aon Corp. Monica Goldstein 25 New York, N.Y. accounts payable associate Cantor Fitzgerald Steven Goldstein 35 Princeton, N.J. computer analyst Cantor Fitzgerald Andrew H. Golkin 30 New York, N.Y. vice president Cantor Fitzgerald Dennis James Gomes 40 New York, N.Y. officer Fiduciary Trust International Enrique Antonio Gomez 42 New York, N.Y. kitchen worker Windows on the World Jose Bienvenido Gomez 45 New York, N.Y. kitchen worker Windows on the World Manuel Gomez Jr. 42 New York, N.Y. vice president Fuji Bank Wilder Gomez 38 New York, N.Y. waiter and bartender Windows on the World Jenine Gonzalez 27 New York, N.Y. secretary Aon Corp. Mauricio Gonzalez 27 New York, N.Y. carpenter Rosa J. Gonzalez 32 Jersey City, N.J. secretary McKeon-Grano Calvin J. Gooding 38 Riverside, N.Y. financial trader Cantor Fitzgerald Harry Goody 50 New York, N.Y.   New York State Department of Taxation and Finance Kiran Reddy Gopu 24 Bridgeport, Conn. graduate student in computer science University of Bridgeport (Conn.) and Marsh USA Catherine Carmen Gorayeb 41 New York, N.Y. marketing director Random Walk Computing Kerene Gordon 43 New York, N.Y. food service handler Forte Food Service Sebastian Gorki 27 New York, N.Y. global equities division Deutsche Bank Kieran Gorman 35 Yonkers, N.Y. mason tender Structure Tone Thomas E. Gorman 41 Middlesex, N.J. police officer Port Authority of New York and New Jersey Michael Edward Gould 29 Hoboken, N.J. NASDAQ trader Cantor Fitzgerald Yugi Goya 42 Rye, N.Y. vice president Mizuho Capital Markets Corp. Jon Richard Grabowski 33 New York, N.Y. vice president for technology information Marsh & McLennan Cos. Inc. Christopher Michael Grady 39 Cranford, N.J.   Cantor Fitzgerald Edwin John Graf III 48 Rowayton, Conn. vice president Cantor Fitzgerald David M. Graifman 40 New York, N.Y. vice president Keefe, Bruyette & Woods Gilbert Granados 51 Hicksville, N.Y. loss control consultant Aon Corp. Elvira Granitto 43 New York, N.Y.   Empire Blue Cross Winston Arthur Grant 59 West Hempstead, N.Y.   Empire Blue Cross Christopher Stewart Gray 32 Weehawken, N.J. foreign exchange broker Cantor Fitzgerald James Michael Gray 34 New York, N.Y. firefighter New York Fire Department Linda Mair Grayling 44 New York, N.Y. receptionist Marsh & McLennan Cos. Inc. John Michael Grazioso 41 Middletown, N.J. eSpeed salesman Cantor Fitzgerald Timothy Grazioso 42 Gulf Stream, Fla. trader Cantor Fitzgerald Derrick Arthur Green 44 New York, N.Y. drywall worker Wade Brian Green 42 Westbury, N.Y.   Thomson Financial Services Elaine Myra Greenberg 56 New York, N.Y. financial services consultant Compaq Gayle R. Greene 51 Montville, N.J. vice president of professional resource group Marsh & McLennan Cos. Inc. James Arthur Greenleaf Jr. 32 New York, N.Y. foreign exchange trader Carr Futures Eileen Marsha Greenstein 52 Morris Plains, N.J. data processor, Claims Department Aon Corp. Elizabeth (Lisa) Martin Gregg 52 New York, N.Y. senior vice president Fred Alger Management Denise Gregory 39 New York, N.Y. foreign exchange clerk Carr Futures Donald H. Gregory 62 Ramsey, N.J. bond broker Cantor Fitzgerald Florence M. Gregory 38 New York, N.Y. marine insurance specialist Aon Corp. Pedro (David) Grehan 35 Hoboken, N.J. broker Cantor Fitzgerald John M. Griffin 38 Waldwick, N.J.   Silverstein Properties Tawanna Griffin 30 New York, N.Y. food service handler Forte Food Service Joan D. Griffith 39 Willingboro, N.J. office manager Fiduciary Trust International Warren Grifka 54 New York, N.Y. computer specialist Marsh & McLennan Cos. Inc. Ramon Grijalvo 58     Morgan Stanley Joseph F. Grillo 46 New York, N.Y. risk finance analyst Port Authority of New York and New Jersey David Grimner 51 Merrick, N.Y.   Marsh & McLennan Cos. Inc. Kenneth Grouzalis 56 Lyndhurst, N.J. property manager/subterranean areas Port Authority of New York and New Jersey Joseph Grzelak 52 New York, N.Y. battalion commander New York Fire Department Matthew J. Grzymalski 34 New Hyde Park, N.Y. bond broker Cantor Fitzgerald Robert Joseph Gschaar 55 Spring Valley, N.Y.   Aon Corp. Liming (Michael) Gu 34 Piscataway, N.J. assistant vice president, lead network specialist Marsh & McLennan Cos. Inc. Jose A. Guadalupe 37 New York, N.Y. firefighter New York Fire Department Yan Zhu (Cindy) Guan 25 New York, N.Y.   New York State Department of Taxation and Finance Geoffrey E. Guja 47 Lindenhurst, N.Y. firefighter New York Fire Department Babita Guman 33 New York, N.Y. computer specialist Fiduciary Trust International Douglas B. Gurian 38 Tenafly, N.J. business development manager Radianz Philip T. Guza 54 Sea Bright, N.J. client specialist Aon Corp. Barbara Guzzardo 49 Glendale, N.Y. insurance underwriter Aon Corp. Peter Gyulavary 44 Warwick, N.Y. environmental engineer Washington Group International Gary Robert Haag 36 Ossining, N.Y. claims department vice president Marsh & McLennan Cos. Inc. Andrea Lyn Haberman 25 Chicago, Ill. documentation coordinator Carr Futures Barbara M. Habib 49 New York, N.Y. vice president Marsh & McLennan Cos. Inc. Philip Haentzler 49 New York, N.Y. legal administrative officer Kidder Peabody-Paine Webber Nizam A. Hafiz 32 New York, N.Y. computer analyst Marsh & McLennan Cos. Inc. Karen Hagerty 34 New York, N.Y. senior vice president Aon Corp. Steven Hagis 31 New York, N.Y. vice president Cantor Fitzgerald Mary Lou Hague 26 New York, N.Y. financial analyst Keefe, Bruyette & Woods David Halderman Jr. 40 New York, N.Y. firefighter New York Fire Department Maile Rachel Hale 26 Cambridge, Mass. vice president of operations Boston Investor Services Richard Hall 49 Purchase, N.Y. senior vice president Aon Corp. Vaswald George Hall 50 New York, N.Y. courier Jamaican Robert John Halligan 59 Basking Ridge, N.J. reinsurance broker Aon Corp. Lt. Vincent Gerard Halloran 43 North Salem, N.Y. firefighter New York Fire Department James D. Halvorson 56 Greenwich, Conn. head of Global Infrastructure Group Marsh & McLennan Cos. Inc. Mohammed Salman Hamdani 23 New York, N.Y. research technician Howard Hughes Medical Institute at Rockefeller University Felicia Hamilton 62 New York, N.Y.   Fiduciary Trust International Robert Hamilton 43 Washingtonville, N.Y. firefighter New York Fire Department Frederic Kim Han 45 Marlboro, N.J. senior vice president Cantor Fitzgerald Christopher James Hanley 34 New York, N.Y. manager of business development Radianz Sean Hanley 35 New York, N.Y. firefighter New York Fire Department Valerie Joan Hanna 57 Freeville, N.Y. senior vice president Marsh & McLennan Cos. Inc. Thomas Hannafin 36 New York, N.Y. firefighter New York Fire Department Kevin James Hannaford 32 Basking Ridge, N.J. commodities broker Cantor Fitzgerald Michael L. Hannan 34 Lynbrook, N.Y. assistant vice president Marsh & McLennan Cos. Inc. Dana Hannon 29 Suffern, N.Y. firefighter New York Fire Department Vassilios G. Haramis 56 New York, N.Y. mechanical engineer Washington Group International James A. Haran 41 Malverne, N.Y. broker Cantor Fitzgerald Jeffrey P. Hardy 46 New York, N.Y. executive chef Forte Food Service Timothy John Hargrave 38 Readington, N.J. vice president Cantor Fitzgerald Daniel Harlin 41 Kent, N.Y. firefighter New York Fire Department Frances Haros 76 New York, N.Y.   Keefe, Bruyette & Woods Lt. Harvey L. Harrell 49 New York, N.Y. firefighter New York Fire Department Lt. Stephen Gary Harrell 44 Warwick, N.Y. firefighter New York Fire Department Aisha Harris 22 New York, N.Y. switch operations technician General Telecom Stewart D. Harris 52 Marlboro, N.J. chief credit officer Cantor Fitzgerald John Patrick Hart 38 Danville, Calif. director of global operations Franklin Templeton Investments John Clinton Hartz 64 Basking Ridge, N.J. senior vice president Fiduciary Trust International